CFO & Business Advisory
Fractional CFO support for growing businesses: forecasts, cash flow, and decisions that need real numbers.
Fractional CFO and advisory support for owners who have outgrown a once-a-year tax conversation: cash flow forecasting, budgeting, and the financial picture behind your next hire, loan, or expansion.
This is where bookkeeping and tax filing turn into decisions. Our advisory team uses your numbers to answer the questions that actually keep owners up at night.
- Cash flow forecasting and budgeting
- Financial reporting for lenders and investors
- Growth, hiring, and expansion planning support
Who this is for
- Businesses considering a loan, line of credit, or investor
- Owners deciding whether they can afford a hire
- Companies with multiple revenue lines and no clear view of margin
- Businesses that have outgrown a once-a-year tax conversation
What's included
Cash flow forecasting
A rolling forecast so you know what is coming, not just what already happened.
Budget-to-actual reviews
Regular check-ins comparing plan to reality, with the reasons behind the gap.
Financing-ready reporting
Financial statements prepared to a standard lenders and investors actually expect.
Pricing and margin analysis
A clear view of which products, services, or clients actually make money.
Scenarios we handle every week
You are considering a loan or line of credit
We prepare the financial picture a lender will actually want to see.
You are deciding whether to make a hire
We model what the hire costs against what it should generate before you commit.
You do not know if you are actually profitable
Margin analysis by product, service, or client line, not just one number at the bottom of a P&L.
How it works
Tell us your situation
A short intake covering your income sources, states involved, and any notices or deadlines already on the table.
We build your plan
Our team reviews your situation and puts together the right approach, whether that means a return, a resolution case, or an ongoing engagement, then flags anything that needs your input.
You review and approve
We walk through the plan and the numbers with you before anything is filed or submitted. Questions get answered, not deferred.
We execute and confirm
Returns filed, cases submitted, or books closed, with confirmation and copies delivered to you.
Frequently asked questions
What does a fractional CFO actually do?
A fractional CFO does the financial planning and analysis a full-time CFO would: cash flow forecasts, budget-to-actual reviews, pricing and margin analysis, and the numbers behind a hiring or financing decision, on a part-time or as-needed basis instead of a full-time salary.
How is this different from bookkeeping?
Bookkeeping records what already happened. CFO advisory uses those numbers to plan what happens next: whether you can afford a hire, when you will need financing, and which parts of the business actually make money.
At what size business does fractional CFO support make sense?
Most commonly once a business has enough complexity (multiple revenue streams, employees, or a financing conversation on the table) that the owner needs more than a once-a-year tax meeting, but not enough revenue yet to justify a full-time CFO salary.
Is this different from an outsourced controller?
Related but forward-looking. A controller keeps the books accurate. CFO advisory uses those books to plan cash flow, financing, and growth decisions.
How much does fractional CFO support cost?
Pricing scales with how involved the engagement is, from a monthly forecasting check-in to a deeper ongoing advisory relationship. We scope it to what you actually need.
Ready to get started with cfo & business advisory?
Tell us about your situation and we will follow up with next steps.